Ledgerlight Financial CoachingFinancial coaching
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Des Moines, IA · Financial coaching

Ledgerlight Financial Coaching

Plain-language financial coaching that turns a specific money question into an organized action plan.

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Two people shaking hands across a desk at the end of a meeting

Published scope

Services with prices attached

Start with a defined service. Any changed scope is agreed before work begins.

Financial coaching

Money clarity session

A ninety-minute first session that puts the whole picture in one place: income, fixed costs, balances owed and the thing that is worrying you most. You leave with a written summary and two agreed next steps.

  • Full picture of income, costs and debts
  • Written summary within two working days
  • Two next steps agreed out loud

Boundary: Coaching only. No financial product is sold, recommended or arranged, and money is never managed on a client's behalf.

Best for: Anyone who has not looked at their whole financial position in a year or more.

$95

Ask about Money clarity session

Financial coaching

Budget reset

Two sessions that rebuild a monthly budget from real statements rather than estimates. Fixed costs are separated from variable ones, and the categories are named by the household, not by an app.

  • Three months of statements reviewed
  • A budget that can be kept by hand
  • Follow-up session after four weeks

Boundary: Work is done from statements the client provides. Bank accounts are never linked and login details are never held.

Best for: Households whose income looks fine on paper but who run short before month end.

$180

Ask about Budget reset

Financial coaching

Debt planning session

One session that lists every balance, rate and minimum payment in a single order, then models the payoff sequence. The interest maths is written out in full so it can be checked at home.

  • Every balance, rate and term listed
  • Payoff order with dates and totals
  • Written maths that can be re-checked

Boundary: Creditors are not contacted on a client's behalf, and no debt is consolidated, refinanced or negotiated here.

Best for: Anyone carrying more than two balances and unsure which one to clear first.

$125

Ask about Debt planning session

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Questions answered plainly

All questions
How do I know which session to book first?

Almost everyone starts with the money clarity session. It puts income, fixed costs and balances in one place, and the written summary usually makes the next service obvious.

Are the published prices final?

Yes, for the scope described on the services page. If a session runs into work that is genuinely outside it, the extra is agreed and priced before anything else happens.

What should I bring to a first session?

Three months of current-account statements, a list of balances and interest rates, and a recent payslip. Nothing is uploaded through this website; documents are exchanged by the route agreed when you book.

Do you sell financial products or manage money?

No. This is coaching only. Nothing is sold, no commission is taken, and no investment, pension, insurance, tax or mortgage advice is given at any point.

Client words

Recent reviews

Read all reviews

The money clarity session stayed practical. Elaine separated the decisions we had to make this month from the ones that could wait until the next paycheck.

Rachel O.

The budget reset came back as a single page we could follow: fixed costs, a grocery number and one line for the car repair fund.

Tomas P.

We arrived with four balances and no order to pay them in. The debt planning session gave us that order with the interest maths written out.

Gwen L.

Visible evidence

Work, place and process

Open the complete gallery
Figures written into a ruled notebook beside a laptop
A budget reset starts on paper: fixed costs first, then the variable lines, before anything reaches a spreadsheet.
Three rising stacks of coins on a pale surface
Debt planning puts the balances in one order, with the interest maths written out so it can be checked at home.
A glass jar holding coins and folded banknotes
A goal roadmap names the target, the date and the weekly amount, so a savings plan has something to check against.

How it works

From first question to a written plan

Nothing is sold in a session. Every fee is fixed before the work starts and no product is recommended at any point.

01

Enquire

Say what the money question actually is.

02

Agree

Scope and fee are put in writing first.

03

Session

Ninety minutes, then a written summary.

Next step

Bring one money question

Say what is worrying you and the right session, the fee and the next free date come back by email.

Contact Ledgerlight Financial Coaching

Occasional notes

No schedule, no promises—only useful business updates.

This is a demo design, not a real business.Have it rebranded as yours for $500 from EZWebee.